Department Profile
The banking and finance department is composed of several professional lawyers who have long been engaged in legal services for commercial banks and asset management companies. They not only provide professional financial legal services to clients, but also offer more refined and standardized legal advisory services.
At present, the financial department of the bank has established long-term cooperative relationships with multiple banking institutions and provided them with legal services. Our business involves litigation and non litigation services related to legal affairs, including banking and finance, asset disposal, factoring, trusts, corporate business, state-owned assets, government services, construction projects, labor disputes, and many other legal affairs. The service forms include but are not limited to litigation/arbitration, due diligence, issuing legal opinions, participating in negotiations, providing overall legal solutions, etc. Lawyers in the banking and finance departments are proficient in the laws and regulations related to financial legal affairs, and have accumulated a wealth of practical experience through practice.
Service Areas
Team Characteristics
The Banking and Finance Department has established a professional legal team, emphasizing specialized division of labor and collaborative legal services. By exploring improved service mechanisms and development models, its members work in seamless coordination to efficiently and promptly address diverse client needs. The department is committed to providing clients with superior, professional, and high-quality legal services.
Classic Case（1）
Agricultural Bank of China * * Branch entrusts legal team to conduct due diligence special legal services
Basic information: The participating bank in the syndicated loan, Agricultural Bank of China * * Branch, commissioned a legal team to conduct a special legal due diligence investigation. The leading bank and agent are China Development Bank * * Branch. The syndicated loan amount is 4.8 billion yuan, of which the Agricultural Bank of China * * Branch has a loan amount of 1.8 billion yuan. The Agricultural Bank of China's * * branch waived some of its rights in the "syndicated loan contract", which resulted in the legal team being restricted by the bank loan contract when carrying out their work and providing legal advice.
The target company is a demonstration unit of the West East Gas Pipeline Project, which includes five group companies and over fifty wholly-owned and holding companies. The target company has a large amount of debt. In addition to entrusting due diligence to investigate the creditor's rights, the subject matter of the case that has not yet entered the execution procedure but needs to be fulfilled is about 87 million yuan. The subject matter of the ongoing execution is about 1.3 billion yuan, and the unfulfilled subject matter of this case is about 530 million yuan.
There are several mineral resources under the names of the five group companies. Due to historical legacy issues, the target company has many problems such as expired mining and exploration certificates, delayed payment of mining right usage fees, mining right prices, mineral resource compensation fees, and resource taxes. The five major group companies are all heavy asset production enterprises, with asset types including minerals, energy products, semi-finished products, chemical equipment, real estate, etc. The various group companies and subsidiaries guarantee each other, and the debt relationship is complex. The client requires the legal team to provide a preliminary due diligence draft within four months.
After accepting the commission, the legal team sent a total of twelve people in five groups to Beijing, Qinghai, Inner Mongolia, Ningxia, Urumqi, Yili Prefecture and other places in Xinjiang. The legal team visited enterprises on site, inspected their production situation, went to administrative agencies such as the Market Supervision and Administration Bureau, Natural Resources Bureau, Taxation Bureau, Real Estate Management Center, and Vehicle Management Office to check and verify relevant certificates and assets. The lawyer team has a detailed division of labor within the team and a unified arrangement for external deployment. Through Internet search, on-site interviews and other forms, the team maximized the development of special legal services for due diligence, issued the first draft of due diligence within the time specified by the entrusted bank, and successfully passed the vote of the head office board of directors of ABC, assisting the bank in completing its internal assessment.
Service effectiveness:
The legal team has excellently completed the due diligence task, and their professional and efficient legal services have been highly praised by the entrusted bank, provincial bank, bank head office, and other banks of syndicated loans.
Classic Case（2）
Provide year-round legal advisory services to the Shenzhen Branch of Bank of China Limited
The types of legal services provided include electronic bills, merger and acquisition loans, advance payment supervision account supervision, independent guarantees, joint loans, syndicated loans, factor loan repurchase business, etc. The legal team has received unanimous praise from clients, operating units, borrowers, and counterparties.
Classic Case（3）
Shenzhen * * Supply Chain Management Co., Ltd. sues * * Real Estate Investment Co., Ltd. for contract dispute
The subject matter of this case is 65.82 million yuan. Through the use of big data by a legal team, the defendant's property clues were searched, and more than 60 properties under the defendant's name were seized. The case was ultimately settled through mediation to maximize the rights of the parties involved.
Classic Case（4）
Special legal services for the expulsion of minority shareholders of Shenzhen * * New Media Co., Ltd
The company involved in the case was affected by the failure of its minority shareholders to pay the registered capital on time, which affected the normal operation of the company. Through the provision of specialized legal services by a team of lawyers, we have successfully resolved conflicts between shareholders for a company on the brink of a deadlock, earning high praise from our clients.
